Insurance and Financing
At Complete Family Dental of Phenix City, we understand that finances are an important consideration in planning your dental care. Our friendly team of dental professionals will always approach your treatment and scheduling with respect for your family's individual needs.
To keep administrative costs under control, we ask that payment be made at the time of service. We accept cash, checks and major credit cards.
Get Care Now, Pay Later with Cherry
Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time. Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve consumer portal.
Smile Today with CareCredit® Financing
CareCredit® healthcare financing is a convenient way to get the dental treatment that you need and a payment plan that fits your budget. With low-interest options and long term financing plans, CareCredit® gives patients the flexibility to complete restorative and cosmetic dental procedures such as dental implants, CEREC® crowns, root canals and custom dentures in a timely manner and spread their payments out while they enjoy oral health.
Dental Insurance
We accept most dental insurance plans in our Phenix City dental office and are in-network with:
- Aetna EXTEND
- AFLAC Dental
- Ameritas Dental
- Blue Cross Blue Shield of Alabama
- Blue Cross Blue Shield of Georgia - GRID Network
- Cigna
- Guardian
- Metlife
- Southland
- United Concordia
If you have dental insurance, please bring your insurance card to your first appointment with us, or provide us with your carrier/group information in advance. We will be happy to file your insurance claim and ask that you pay any estimated co-pay or deductible amounts at the time of treatment. Dental insurance varies widely; we invite you to contact us to research the details of your coverage.
Dental insurance is different from medical insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits. Your dental benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.
An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment. Please let us know if you have questions about our financial policies or financing options prior to your treatment.